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National Real Estate Buzz- Housing Inventories Rise for Eighth Straight Month September 7, 2010Housing inventories rose in many U.S. cities for the eighth straight month in August in a sign of the continued headwinds facing a soft housing market. […]
- Home Buyer Tax Credit Price Tag: $22 Billion September 7, 2010The total estimated cost of the home buyer tax credits is about $22 billion, according to a report released by the Government Accountability Office last week. […]
- Real Estate News: Good News About Rising Mortgage Rates September 7, 2010Here is a look at real-estate news in today's WSJ: […]
- The FHA’s ‘Short Refinance’ Program: Frequently Asked Questions September 6, 2010Here are some answers to the most frequently asked questions about the FHA's 'Short Refinance' program. […]
- Housing Inventories Rise for Eighth Straight Month September 7, 2010
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RESPA Reform Archive
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Think about doing this BEFORE you buy a home this year
Posted on January 23, 2010 | No CommentsIf you are considering buying property on Hilton Head this year, and with interest rates and prices low, you’d be nearly crazy not to, I’d like to offer some tips so you will be prepared. Consider talking to your lender before you find that property.... -
Remember the Boy Scout Motto: Be Prepared
Posted on January 22, 2010 | No CommentsRemember when you wanted to leverage a piece of property and you would call the bank and say, “Hi, this is Bill Brannon. I am a nice guy, work hard and make good money. I want to borrow “x” dollars to buy this house/condo/lot”. The... -
Lenders May Need to Pay Borrowers at Closing
Posted on December 17, 2009 | 1 CommentOn Sunday, November 15, 2009, while attending the National Association of REALTORS Conference, I attended a seminar conducted by Washington, DC Attorney, Phillip Schulman. His talk was entitled “New GFE/HUD-1 You Really Need to Know This Stuff.” At first I thought I would just stop... -
RESPA Reform Part II: Three impacts you need to know
Posted on November 11, 2009 | No CommentsNew RESPA Reform Good Faith Estimate (GFE) Changes should help buyers avoid surprise charges at closing, have the ability to shop for the best loan, and ultimately feel more comfortable with their decision. The new GFE is required on any mortgage application taken on or after... -
RESPA Reform Part I: New government regulations – background
Posted on November 10, 2009 | No CommentsHome Valuation Code of Conduct (HVCC) – took effect in May 2009 to ensure that borrowers have sufficient notice of appraisal content and to promote the accuracy of appraisals by shielding appraisers from undue influence. Housing and Economic Recovery Act (HERA) Mortgage Disclosure Improvement Act...